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Right to Buy Mortgage Advice in Harrogate

What Is The Right to Buy Scheme?

The right to buy scheme can allow tenants who live in England to purchase their property from the council for a discounted price.

If you have spent at least three years (not always continuous) renting from the public sector as opposed to privately and are secure tenants of council property, you may be eligible for the Right to Buy Scheme in Harrogate. In the right to Buy sale, the property will be valued at the full market price, with a government discount applied to it.

How The Discount Is Worked Out

The discount percentage depends on varying factors, such as where you are in the country and how long you’ve been a council tenant. A big advantage of the Right to Buy is that due to the discount, there will usually be equity in the house already. How much equity again depends on varying factors, such as how much your discount is and the value of the property.

We often find that those who utilize the Right to Buy Scheme are First Time Buyers in Harrogate. We love working alongside First Time Buyers and are here throughout every step of the process. This starts with your initial inquiry, all the way through to your completion.

The Right to Buy Process

Working out your monthly outgoings may be greatly beneficial to you if you are thinking of buying your council home.

Our recommendation is to work out what you have now as a tenant, then compare that to what it would be like if you were a homeowner. We are more than happy to help you out with this part.

Are you looking for a Mortgage Advisor in Harrogate?

As a knowledgeable and experienced Mortgage Broker in Harrogate, we can look through 1000’s of Right to Buy mortgage deals for you, tailored to your circumstances.

Throughout the whole process, we’ll offer a multitude of help and guidance, answering any questions you may have. We even aid with other local services when necessary, such as conveyancing.

Our brilliant team is incredibly proud of the service levels we provide day in and day out – This is reflected in our genuine customer reviews.

Date Last Edited: December 28, 2023

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