Help to Buy Mortgage Advice in Harrogate
Across All Schemes
The Help to Buy Scheme is a very attractive one but can be incredibly complex. When we work with you, we use our experience to help and try to make sure that there are no unpleasant surprises and that it is not at all intimidating.
We will assist you during the whole process, ensuring that you know what is going to happen and when. Always at the end of the phone when you need us, if you need advice or a deeper understanding of the Help to Buy Scheme, we are here to support you.
Having Harrogatemoneyman working on your behalf is incredibly beneficial when you need a mortgage broker in Harrogate to support you.
How do you qualify for the Help to Buy Scheme?
We will advise you as to whether or not you can qualify for this scheme. It’s all part of our tailor-made service.
Part of the terms and conditions specify that you should not own any other property i.e., you cannot buy a second home with the help of this scheme. Part-exchange and sub-letting is also not allowed.
Help to Buy Shared Ownership
With the Help to Buy Shared Ownership scheme, generally speaking you are able to buy as little as 25% or as much as 75% of a home and pay rent on the rest. If you can’t quite afford the mortgage on 100% of a home, Help to Buy: Shared Ownership offers you the chance to buy a share of your home (again, generally between 25% and 75% of the home’s value) and pay rent on the remaining share. Later on, you could buy bigger shares when you can afford to.
As your expert mortgage broker in Harrogate, we are able to provide Help to Buy mortgage advice across all schemes. Find out more information about Help to Buy Schemes available to you and the most common Help to Buy mortgage scenarios below.
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