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Speak to an Advisor 7 days, 8am - 10pm
We frequently receive calls from customers who have been rejected by the bank at the very last minute. This becomes problematic when applicants are well into their process, only to face sudden rejection. As a mortgage broker in Harrogate, it is essential for banks to identify issues at the beginning of the process to prevent such situations.
Mistakes made by the bank’s mortgage advisor can result in customers losing money, leading to unnecessary stress and frustration. If you are uncertain about mortgage criteria before embarking on the process, it could be more detrimental than beneficial. Applying for the wrong mortgage might even hinder your chances of securing one altogether.
Our mortgage advisors in Harrogate have extensive experience in handling complex situations. Therefore, we encourage you to reach out and explore how we may be able to assist you. Feel free to give us a call to discuss your situation and potential solutions.
Obtaining a mortgage can be a simple process if you possess a good credit history, the necessary documentation, and proof of your ability to afford mortgage payments. However, certain situations may arise for some homebuyers that warrant the expertise of a mortgage broker in Harrogate.
Our team of mortgage advisors in Harrogate is dedicated to taking the time to comprehend your goals and striving to identify the most suitable mortgage deal tailored to your specific circumstances.
We work with a large pane of lenders that offer specialist deals that cater to various mortgage situations. We aim to provide you with expert mortgage advice in Harrogate, to find you the most suitable mortgage deal for your current circumstances. We ensure to do everything we can to achieve this.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Our Customers Love Us
187 5 Star Reviews
Victor Abrams
I found Warren Bailey to be a very helpful and knowledgeable advisor when I discussed with him the potential options for a retirement mortgage . He had contacted me within a day of my seeking an initial conversation with him , and he reassured me there were lenders out there who would consider a mortgage paid out of pension , despite my own bank nort even talking to me as I was over 70 ! Within a couple days Warren had led me through the onboarding process , had explained what documents were needed and had found me a lender suited to my requirements. An excellent experience, and I would recommend him strongly to people looking for a retirement mortgage, and generally . Victor Abrams
15 May 2026
Julie Brake
We would have given them 20 stars. Both Warren & Lizzi have worked so hard on our behalf, in what has not been the smoothest of circumstances. They have been so professional and kept us updated. Would thoroughly recommend this company. With grateful thanks in getting us our mortgage.
12 May 2026
Abdul khaliq Mayar
I would highly recommend UK Money Man, especially Matthew Collinson and Paula. They have done an amazing job for me from start to finish. My previous mortgage broker got my application declined through TMW, and I was very stressed and worried. When I came to UK Money Man, they completely changed the game for me. Matthew was always helpful, professional, and kept me updated at every stage — even on his day off. That level of service really meant a lot to me. Paula was also fantastic and worked hard on my application. Thanks to their hard work and support, my mortgage was approved. I truly appreciate everything they have done for me and my family. I would definitely recommend Matthew, Paula, and UK Money Man to anyone looking for a reliable and supportive mortgage broker.
11 May 2026
Flc
Amazing company! Used them many times since 2018 and always a high standard of service! Would definitely recommend!
5 May 2026
William Thompson
I would like to say Thankyou to Jonathan and Dan for giving me an easy experience in sorting out my equity release.They were polite,friendly and very professional in their duties,and they made everything as easy as possible for me
29 Apr 2026
Yasir Noori
The team at UK Moneyman, especially Stacey Waudby and Matt Collinson, were fantastic. They have been really helpful throughout the process and in keeping me in the loop, with any update regarding the application
16 Apr 2026
Janiene Walton
Great service, very professional and I felt my adviser really was interested in helping me get the best deal for a repayment mortgage for my age group.
29 Mar 2026
Andrea McLaren
What a fantastic team. Can’t recommend them highly enough. Warren and Johnathan were so professional and so easy to talk and explain things to. Everything about my remortgage went smoothly thanks to them. I will certainly be recommending them to friends and family. Thank you guys for all of your help, couldn’t have done it without you.
20 Mar 2026
Paul PI
UK Moneyman provide an excellent service, in my case with complex conveyancing. Simple upload of documents, excellent comms and friendly. They took time to understand my needs and to explain options and prov8de illustrations of what I was agreeing to. Fee was reasonable and transparent with no hidden traos or surprises. When things were not quite going as expected (loan provider not UK moneyman this was sorted quickly and efficiently. I would thoroughly reccomend them if you are looking for a mortgage, especially if what you need is not quite standard. Warren and Lizzy did the work, thankyou both...
19 Mar 2026
Craig Butler
I had a great experience working with Leo and Jo as my mortgage brokers. As a first-time buyer, the whole process felt quite daunting at the start, but they provided clear and helpful information from day one, which really put me at ease. They were always quick to respond to my emails and kept everything moving smoothly, regularly following up and making sure nothing was missed. A special mention to the moment they called to let me know my mortgage offer had been approved. It made the whole experience feel exciting and personal, rather than just transactional. I’d definitely recommend Leo and Jo to anyone, especially if you’re a first-time buyer looking for guidance and support throughout the process.
18 Mar 2026
During your free initial mortgage appointment, after giving our with a mortgage advisor in Harrogate, some information about your income and expenses, they can them determine your maximum affordability.
Although certain circumstances may limit your options, we will search through 1000 deals to find the most suitable solution for you. Our next step is to obtain an agreement in principle, which can be used to support any purchase offers you make.
Once you accept a purchase offer, your mortgage advisor in Harrogate will proceed to submit your full mortgage application and relevant evidence documents.
Our service goes beyond merely obtaining the most suitable deal. We will also advise you on relevant insurance policies to safeguard you and your family financially.
Get in touch with us and get yourself booked in for your free initial mortgage appointment with an experienced mortgage advisor in Harrogate today.
We have access to a large panel of specialist deals, each lender has its own unique mortgage lending criteria for customers, and we may be able to find you the most suitable deal.
You are our responsibility during your mortgage process, and we will always have your best interests at heart. Our mortgage advice team will always aim to give you open and honest mortgage advice in Harrogate and remain by your side through every step of your mortgage process.
You will receive the benefits from this when it comes to your free initial mortgage appointment, where we can get a better picture of your situation 7 days a week and see if we can help you achieve your mortgage goals.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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Read our 38 Reviews
Harrogatemoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Harrogatemoneyman 2009–2026
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Harrogatemoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Harrogatemoneyman 2009–2026
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