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Speak to an Advisor 7 days, 8am - 10pm
For those over 50 in Harrogate, securing a mortgage is possible, as a dedicated mortgage broker in Harrogate, here are the key areas where we can help:
With expert mortgage advice in Harrogate, you can confidently plan your financial future.
If you’re aged 50 or above and live in Harrogate, here are five main mortgage options:
As a trusted mortgage broker in Harrogate, we provide expert mortgage advice in Harrogate to help you identify the most suitable option for your circumstances.
For over-50s in Harrogate, the maximum age for completing a mortgage is generally between 70 and 85 years, depending on the lender.
This flexibility ensures that older borrowers can access mortgage products if they meet the required criteria.
As a mortgage broker in Harrogate, we’re dedicated to helping you explore your options and find the right mortgage.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Our Customers Love Us
4.95 Rating38 Reviews
Anonymous
Dinah Harros helped me figure out everything I needed to as a first time buyer and made me feel at ease. Amy Kerwick would regularly call to update me on my situation - which I was grateful for - especially nearing the end when all you want to hear...
2 months ago
Daniel
Wayne and debbie were excellent. Great service
4 months ago
David
Harrogatemoneyman provided an excellent service. When we contacted our existing lender to increase our loan, it told us we can't even afford the loan we already have despite us never having missed a payment in the 17 years it has run. Dan was able...
4 months ago
Anonymous
Jason & Debbie have been extremely efficient; with our mortgage being offered within 2 weeks from initial contact. Excellent communication and helpful advice throughout, especially as I am self employed. Highly recommend!
4 months ago
Zoe
Jason and the team have been amazing, so helpful!
1 year ago
Shannon
Matt from Harrogate money man was so accessible and supportive throughout our journey to get a mortgage. He has been close at hand every step of the way and gave us so much convince in ourselves and our own finances which we didn’t have to begin...
1 year ago
David
Excellent service and very happy. Highly recommend and thank you Leo & Meghan! Best, David
2 years ago
Lydia
They have been excellent! Couldn’t have asked for better help and communication. They were very understanding and have been very patient with us over the last few months.
2 years ago
Sally
I'm really pleased with the service at Harrogatemoneyman and would definitely recommend them. Leo and Jo have been really helpful and supportive throughout the process.
2 years ago
David
Chris was brilliant at guiding us through the whole process. As FTB, you think you understand the process but there is so, so much more too it and having someone who you can ask questions almost anytime of the day, was something we could not have...
2 years ago
Rebecca
As first time buyers this whole process initially seemed very daunting. We spoke with Matt over the phone and he talked us through the process, was really positive and has got us through the process. It has been stressful but Matt kept us updated...
3 years ago
Maria
Me and my husband were looking to get a mortgage, we are first time buyers, so were wanted a stress free process and getting the best deal for us. Harrogatemoneyman was amazing! Very professional, answered all our questions and kept us regularly...
3 years ago
John
Fantastic service from start to finish. Every stage of getting a mortgage for a first time buyer was carefully explained with complete transparency of costs and what to expect. 100% recommend.
3 years ago
Salvatore
Joe and Meghan have been very helpful and professional. They have explained everything clearly and responded extremely quickly to our correspondence. We would certainly use your service again and recommend both Joe and Meghan to others.
3 years ago
Deanna
Amazing service & support! We are first time buyers and felt the process from start to getting our mortgage accepted was amazing & very smooth!! We were kept up to date regularly and felt comfortable to ask any questions. Special thank you to...
3 years ago
Charlie
Really impressed with the service from these guys, from start to finish the process has been so easy. Our situation was slightly different from normal but they still managed to get the mortgage sorted for us. They always kept us up to date with...
4 years ago
Deanna
Leanne was so friendly and approachable. Extremely helpful.
4 years ago
Laura
Fantastic service from start to finish. Matt was always on hand to answer my questions and explained everything clearly, along every step of the way. Thank you!
4 years ago
Heather
Polite helpful reassuring conversation. Very helpful.
4 years ago
Richard
Excellent from start to finish. Booked appointments that suited us even late evening! Found us a great deal on our mortgage and wage protections. Thanks Malcolm for all your help!
4 years ago
Start with a free initial mortgage appointment in Harrogate, where our dedicated mortgage advisors will listen to your goals and explain your options. Whether you’re considering later-life lending or other solutions, our mortgage brokers in Harrogate are here to help.
We’ll explore all alternatives to later-life lending, such as equity release, downsizing, or family-supported financial strategies. Our expert mortgage advice ensures that you’ll understand all the possibilities available.
We understand that decisions like this can affect more than one person. That’s why we recommend discussing your options with family or trusted individuals. Our mortgage advisors in Harrogate can guide these conversations to ensure clarity and confidence in your decision.
If a lifetime mortgage is the most suitable choice, we’ll provide a bespoke recommendation tailored to your needs. Our mortgage brokers in Harrogate will ensure the plan supports your financial stability and long-term goals.
We offer a free initial mortgage appointment in Halifax to help you explore your options without any obligation. Our mortgage brokers in Halifax will take the time to understand your financial situation and provide tailored advice to meet your needs.
As a trusted mortgage broker in Halifax, we search through thousands of deals from a wide range of lenders to find the right one for you. Whether you’re a first-time buyer, remortgaging, or looking for later-life lending, we’ll help you secure the ideal product.
Our commitment to excellent service ensures a smooth and stress-free process. From your first enquiry to completing your mortgage, our mortgage advisors in Halifax will be there to guide you every step of the way.
We’re available 7 days a week to provide mortgage advice in Halifax at a time that works for you. Whether it’s an evening chat or a weekend appointment, we’re here to fit around your schedule.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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Read our 38 Reviews
Harrogatemoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Harrogatemoneyman 2009–2026
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Harrogatemoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Harrogatemoneyman 2009–2026
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