It's Free to Speak to an Advisor, 7 days, 8am - 10pm
It's Free to Speak to an Advisor, 7 days, 8am - 10pm
For those over 50 in Harrogate, securing a mortgage is possible, as a dedicated mortgage broker in Harrogate, here are the key areas where we can help:
With expert mortgage advice in Harrogate, you can confidently plan your financial future.
If you’re aged 50 or above and live in Harrogate, here are five main mortgage options:
As a trusted mortgage broker in Harrogate, we provide expert mortgage advice in Harrogate to help you identify the best option for your circumstances.
For over-50s in Harrogate, the maximum age for completing a mortgage is generally between 70 and 85 years, depending on the lender.
This flexibility ensures that older borrowers can access mortgage products if they meet the required criteria.
As a mortgage broker in Harrogate, we’re dedicated to helping you explore your options and find the right mortgage.
Buying a home after 50 in Harrogate is far from impossible.
Lenders offer mortgages with terms and conditions suited to older borrowers, including options for shorter repayment periods or interest-only arrangements.
Whether you’re looking to invest in property or make a lifestyle change, there are mortgage solutions available to suit your needs.
For professional mortgage advice in Harrogate, contact a trusted mortgage broker who understands the market and can guide you every step of the way.
If you’re over 50 in Harrogate, you can still qualify for a buy to let mortgage.
Lenders typically assess the property’s rental potential and your financial stability to determine eligibility.
As long as the rental income covers the mortgage payments, lenders are usually open to working with older borrowers.
For trusted mortgage advice in Harrogate, speak with a specialist mortgage broker who can help you secure the right deal.
How much you can borrow for an over-50s mortgage is influenced by your income, outgoings, and how the lender assesses your affordability.
Lenders will also consider your retirement plans and how repayments will be managed in the future.
To explore your borrowing options, speak with a trusted mortgage broker in Harrogate for tailored advice and support.
Lenders often adjust mortgage terms for older borrowers, which can influence eligibility and affordability.
If you’re approaching or in retirement, lenders may ask for evidence of pension income or other financial support to ensure you can manage repayments.
Speak with a mortgage broker in Harrogate to explore options tailored to your financial situation and age.
Our Customers Love Us
4.94 Rating34 Reviews
Zoe
Jason and the team have been amazing, so helpful!
3 months ago
Shannon
Matt from Harrogate money man was so accessible and supportive throughout our journey to get a mortgage. He has been close at hand every step of the way and gave us so much convince in ourselves and our own finances which we didn’t have to begin...
3 months ago
David
Excellent service and very happy. Highly recommend and thank you Leo & Meghan! Best, David
11 months ago
Lydia
They have been excellent! Couldn’t have asked for better help and communication. They were very understanding and have been very patient with us over the last few months.
1 year ago
Sally
I'm really pleased with the service at Harrogatemoneyman and would definitely recommend them. Leo and Jo have been really helpful and supportive throughout the process.
1 year ago
David
Chris was brilliant at guiding us through the whole process. As FTB, you think you understand the process but there is so, so much more too it and having someone who you can ask questions almost anytime of the day, was something we could not have...
1 year ago
Rebecca
As first time buyers this whole process initially seemed very daunting. We spoke with Matt over the phone and he talked us through the process, was really positive and has got us through the process. It has been stressful but Matt kept us updated...
2 years ago
Maria
Me and my husband were looking to get a mortgage, we are first time buyers, so were wanted a stress free process and getting the best deal for us. Harrogatemoneyman was amazing! Very professional, answered all our questions and kept us regularly...
2 years ago
John
Fantastic service from start to finish. Every stage of getting a mortgage for a first time buyer was carefully explained with complete transparency of costs and what to expect. 100% recommend.
2 years ago
Salvatore
Joe and Meghan have been very helpful and professional. They have explained everything clearly and responded extremely quickly to our correspondence. We would certainly use your service again and recommend both Joe and Meghan to others.
2 years ago
Deanna
Amazing service & support! We are first time buyers and felt the process from start to getting our mortgage accepted was amazing & very smooth!! We were kept up to date regularly and felt comfortable to ask any questions. Special thank you to...
2 years ago
Charlie
Really impressed with the service from these guys, from start to finish the process has been so easy. Our situation was slightly different from normal but they still managed to get the mortgage sorted for us. They always kept us up to date with...
2 years ago
Deanna
Leanne was so friendly and approachable. Extremely helpful.
3 years ago
Laura
Fantastic service from start to finish. Matt was always on hand to answer my questions and explained everything clearly, along every step of the way. Thank you!
3 years ago
Heather
Polite helpful reassuring conversation. Very helpful.
3 years ago
Richard
Excellent from start to finish. Booked appointments that suited us even late evening! Found us a great deal on our mortgage and wage protections. Thanks Malcolm for all your help!
3 years ago
Gregory
First time buyer and the team at Harrogatemoneyman provided a 1st class service from start to finish. Excellent advice really quick service excellent product really cant fault them at all. I highly highly reccomend them just exceptional in everyway....
3 years ago
Alice
Very quick response from Hannah. Very helpful. Highly recommend
3 years ago
Dane
Great service, professional as well as friendly
3 years ago
Paula
Can I say what a great job they have done for us, answered every question when needed and kept me calm through the last few weeks! Great job done! Cannot thank them enough, Thank you Wayne, Jenna and Megan!!
3 years ago
Start with a free mortgage appointment in Harrogate, where our dedicated mortgage advisors will listen to your goals and explain your options. Whether you’re considering later-life lending or other solutions, our mortgage brokers in Harrogate are here to help.
We’ll explore all alternatives to later-life lending, such as equity release, downsizing, or family-supported financial strategies. Our expert mortgage advice ensures that you’ll understand all the possibilities available.
We understand that decisions like this can affect more than one person. That’s why we recommend discussing your options with family or trusted individuals. Our mortgage advisors in Harrogate can guide these conversations to ensure clarity and confidence in your decision.
If a lifetime mortgage is the most suitable choice, we’ll provide a bespoke recommendation tailored to your needs. Our mortgage brokers in Harrogate will ensure the plan supports your financial stability and long-term goals.
We offer a free mortgage appointment in Halifax to help you explore your options without any obligation. Our mortgage brokers in Halifax will take the time to understand your financial situation and provide tailored advice to meet your needs.
As a trusted mortgage broker in Halifax, we search through thousands of deals from a wide range of lenders to find the right one for you. Whether you’re a first-time buyer, remortgaging, or looking for later-life lending, we’ll help you secure the ideal product.
Our commitment to excellent service ensures a smooth and stress-free process. From your first enquiry to completing your mortgage, our mortgage advisors in Halifax will be there to guide you every step of the way.
We’re available 7 days a week to provide mortgage advice in Halifax at a time that works for you. Whether it’s an evening chat or a weekend appointment, we’re here to fit around your schedule.
For over-50s in Harrogate, purchasing a property is possible with mortgage products tailored to older borrowers.
Whether you’re buying to downsize, move closer to family, or invest in a dream property, lenders offer flexible repayment and interest-only options to suit your needs.
Our mortgage brokers in Harrogate are here to guide you through the process.
With access to thousands of mortgage products, we’ll ensure you find a solution that aligns with your financial goals.
Remortgaging is a great option for over-50s in Harrogate who want to reduce their monthly payments, release equity, or secure a better interest rate.
Whether you’re planning for retirement or funding a large expense, remortgaging can offer financial flexibility.
As a trusted mortgage broker in Harrogate, we work with a wide range of lenders to find the best remortgage deals for your circumstances.
Equity release is an excellent way for homeowners in Harrogate aged 50 and above to unlock cash tied up in their property.
Whether you’re supplementing your retirement income, funding home improvements, or paying for travel, equity release products such as lifetime mortgages or home reversion plans can help.
Our mortgage advisors in Harrogate specialise in equity release and will guide you through the options to ensure you make an informed choice.
If you’re over 50 and looking to improve your home in Harrogate, financing options such as remortgaging or equity release can provide the funds you need.
From extensions to modernisations, we’ll help you explore the best way to make your plans a reality.
Speak with our mortgage brokers in Harrogate for tailored advice on financing your home improvement project.
Bad credit doesn’t have to stop you from accessing mortgage options in Harrogate.
Many lenders now offer specialist products for over-50s with poor credit histories, whether you’re remortgaging, purchasing, or consolidating debts.
Our mortgage advisors in Harrogate work with lenders who understand your unique situation.
We’ll help you secure a deal that works for your financial circumstances.
Read our 34 Reviews
Harrogatemoneyman.com & Harrogatemoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
Contact
Follow Us
Harrogatemoneyman.com & Harrogatemoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
Speak to an Advisor – It’s Free!
7 Days a Week, 8am – 10pm
