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The Main Reasons People Decide to Move House in Harrogate

Moving Home Mortgage Advice in Harrogate

There are a plethora of reasons why someone may look to move home. With our extensive experience and knowledge as a Mortgage Broker in Harrogate, below are some common reasons why Moving Home in Harrogate may be the perfect fit for you.

Increase in Room Size and family members

Over time, when you are living in your current property for a while, you may be looking for a larger property. Generally, First Time Buyers in Harrogate start off in a property that is more affordable and smaller to start. As circumstances change in the future like starting a family, you may be thinking of living somewhere that could improve your living situation.

Alternative many borrowers do go for instead of Moving Home in Harrogate is to look to raise capital to build an extension via a Remortgage. This option is fitting for growing families who would like to keep on making memories in their current homes.

In some cases, parents may look to convert their loft into a bedroom for one of their children, meaning they have a spare room that you could make into a gym or home office. You decide! Remortgaging can be useful to those who are looking to carry out home improvements which, in turn, could raise their property value when they sell it down the line.

Change of Scenery

We usually find that people look to move home for a change of scenery by exploring different areas. The majority of these people are First Time Buyers that have a limited budget and are likely to have settled for lower-end properties with reasonable prices. This is likely because these borrowers now have a higher income and are looking to live in a more affluent neighbourhood.

The choice of school it’s normally not on people’s minds when they move into their first home as starting a family may have not even crossed their minds yet. Those who have begun thinking about starting a family will normally consider the school located in the area when looking to move.

Family & Friends

Moving closer to family and friends is a goal for some home movers. This is particularly the case when couples look to start a family. It can be helpful in instances where the parents both work full time and will likely be looking for childcare support from their family and friends. With private nurseries being an expensive option, sometimes living within close proximity to family and friends can be more cost-effective.

Buying vs Renting

Many First Time Buyers in Harrogate will choose to buy over renting, however, people moving home may look at the other side of the coin. The monthly payments are roughly the same between renting and buying. Regardless of this, moving home can be a challenging decision.

As mentioned, there is an alternative to moving out which remortgaging and can be good if you are wanting more living space. If you are looking for more information and guidance on this, we can connect you to one of our Remortgage Advisors in Harrogate who can help you find a brilliant deal to raise money for home improvements.

Contact a Mortgage Broker in Harrogate

If you are looking at Moving Home in Harrogate and are wondering how much this significant change will cost you, get in touch with Harrogatemoneyman today! We offer all our customers a free mortgage appointment to speak with one of our expert Mortgage Advisors in Harrogate. From this, they can calculate your maximum.

Date Last Edited: December 27, 2023

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